Risk Analyst



  • Monitoring of credit portfolio quality.
  • Data interpretation to actively support business decisions.
  • Development and improvements of business data monitoring and reporting.
  • Collection, processing and analysis of business data related to credit risk management.
  • Preparation of regular reports, forecasts and ad-hoc business data analysis related to credit risk issues.
  • Definition of new product lending rules and adjustments to existing lending rules and processes.




  • Advanced Excel skills.
  • English skill on B2/C1 level.
  • Detail-oriented with strong analytical and communication skills.
  • Results-driven with the ability to take initiatives, handle multiple tasks while shifting priorities and meeting deadlines.
  • Good SQL knowledge.
  • University degree in Business Administration, Economics, Mathematics, Statistic or relevant field.
  • Knowledge of some statistical software and in particular R will be considered an asset.
  • Understanding of credit risk management process will be considered an asset.
  • Experience in credit risk management will be considered an asset.
  • Experience and understanding of financial products and services will be considered an advantage.
We offer:
  • Benefits like private medical care, group insurance, ZTM city card, Multisport card (more at the Dlaczego MY tab).
  • The opportunity to work on the implementation of a new product on the market – TWINO Credit Card.
  • Attractive, market-based salary depending on your professional experience.
  • No hierarchy and quick decision-making processes.
  • Startup environment.
  • No dress-code.
  • Work with a dynamic and passionate team.
  • The possibility of implementing interesting projects.
  • Extensive cooperation with other departments to achieve common goals.
  • Exchange of knowledge between you and colleagues within the TWINO Sharing Experience internal training program.


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